This website: www.lovellgroup.uk (“Website”) is owned and operated by Lovell Group Ltd  (“Company”). Through the Website, the Company will provide users with access to a news portal that lists current affairs Content (defined herein) concerning acquisition, restructuring, financing and investment transactions world-wide (“Services”).

As part of the Services, the Company offers some Content on free-basis and limits access to other Content to its subscribers. The terms ‘Company’ or ‘us’ or ‘we’ refer to the owners of this Website. The term ‘you’ refers to the user, whether registered or unregistered, and/or subscriber of the Services on the Website, as the case may be. By browsing, viewing, using the Website and subscribing to the Services provided therein you consent to and agree to comply with these service terms and conditions (“Terms”).

The Company provides the Services subject to the notices, terms, and conditions set forth in these Terms. In addition, when you subscribe to the Services, you will be subject to the rules, guidelines, policies, terms, and conditions applicable to such Services, which will be deemed to be incorporated into these Terms by reference.

The Company reserves the right to change or modify the Website, the contents thereof and these Terms at any time without any prior intimation to you. All modifications will be posted on the Website and will become effective immediately upon such posting to the Website.

Please review these Terms regularly to remain informed of any change. These Terms were last modified on: September 29th, 2022.

​1. Eligibility You will be eligible to subscribe to the Services on the Website only if you are competent to contract under applicable law. You must be above 18 (eighteen) years of age or above the age of majority as per the law applicable to you and not disqualified from contracting by any law to which you are subject.

2. Registration

While you may visit the Website without registration or subscription, some portions of the Website may be accessible by registration and/or subscription only. You may subscribe to the Services on the Website only after registering with the Website.  Additionally, you shall have to check the box confirming that you have read and agreed to these Terms and the Website’s Privacy Policy available at

https://lovellgroup.uk/privacy-policy/

The information sought at the time of registration may include your username, name, age, email address, place of residence and phone number. You are responsible for maintaining the confidentiality of your account and password and for restricting access to your computer, mobile phone, or any other device, and agree to accept responsibility for all activities that occur under your account or password. All actions performed by any person using your account and password shall be deemed to have been committed by you and you shall be liable for the same.

The Company reserves the right to terminate your registration and subscription (if any) at any time if it is found that you have been sharing the password with any third party.

3. Subscription

Some Content listed and offered by the Company through the Website may be accessed only in case you have a valid and subsisting subscription with the Website (“Subscription Services”).

For example, while syndicated Content and news reports listed on the Website may be accessible by registered users for free, access to opinion pieces, commentaries and exclusive features of the Website would be available to paid subscribers of the Subscription Services alone.  The nature of Content made available as part of the Subscription Services is subject to change, the final decision of which lies with the Company. The Company may vary the access rights of users engaged in accessing the Website without a paid subscription at any time at the Company’s sole discretion.

Subscription Services may differ geographically and based on the device from which you subscribe. Subscriptions packages and price may also vary in time. The Company reserves the right to introduce new subscription packages from time to time.  With respect to paid subscribers, any revision of access rights will take effect on the completion of such user’s then-current Subscription Term. While the Company assures you that it will make reasonable efforts to process your subscription promptly, it does not guarantee that your subscription will be activated by any specified time.  Please be advised that your submission of payment and other subscription details through the Website constitutes an offer from you to us to buy a subscription. Your offer will only be accepted by us and a contract formed when we have successfully verified your payment details and email address and received payment authorisation of the applicable subscription fees, at which point we will provide you with access to your subscription.  The Company reserves the right to reject any offer in its discretion, for any or no reason.

Subscription Services are offered to individuals only, and sharing accounts with multiple people or providing access to the Subscription Services to any other person by you is strictly forbidden and will result in the termination of your subscription without refund.

Subscription Services are non-transferable and non-assignable.

4. Term, Renewal, Cancellation

We currently offer subscriptions on an annual and biennial basis. You can choose a subscription of either duration (“Subscription Period”) offered at the time of applying for subscription with the Website. These Terms shall remain in full force and effect while you use the Services.  Upon expiry of the Subscription Period, the subscription will auto-renew for a period equal to the previously selected Subscription Term.  The renewal of your subscription to the Subscription Services shall occur at the then current Subscription Fees for the applicable period, and the same shall be auto-debited using the payment details and instrument stored and associated with your Website account.  We will notify you 14 (fourteen) business days prior to the expiry of the Subscription Period of such auto-renewal, which notification shall be issued to the email-address registered with your Website account and the Subscription Fees for such renewal.  You may opt out of renewing the subscription by opting out within 7 (Seven) business days of receipt of our notification in order to avoid any further billing by us. If you choose to opt out of renewal, your subscription will last till the expiry of the Subscription Term, and not renew further.  You are solely responsible for keeping yourself aware and updated of your scheduled Subscription Period and the Subscription Fees applicable in case and for maintaining accurate and updated details of your contact information as registered with the Website, and the Company shall not entertain any request, claim or demand of refund or reduction on account of any failure by you in respect of the aforesaid.

You do not have any right to cancel or change your subscription or any part of it before expiry of your then current Subscription Period. Although you may notify us of your intention to cancel your subscription at any time, such notice will only take effect at the end of your then current Subscription Period, and you will not receive a refund (except in the limited circumstances set out in these Terms).

You may notify us of your wish to cancel your subscription by contacting our team at:

info@lovellgroup.uk

You must provide at least 7 (seven) business days advance notice for this to be implemented.  In case you wish to change your Subscription Period upon its scheduled renewal, please opt out of renewal of your subscription in accordance with these Terms and after the expiry thereof, re-subscribe to the Subscription Services for the desired Subscription Period.  The Company reserves the right to suspend or terminate your subscription if you breach these Terms, with or without notice and without further obligation to you. In case of suspension or termination of your subscription for breach of these Terms, we shall not be obligated to you nor shall you claim or demand any refund of Subscription Fees, in part or whole.  We may also suspend or terminate your subscription if we are prevented from providing Services to you by circumstances beyond our control.  The Company may, in exceptional circumstances, cease to publish the Website, the Website Content or cease to provide subscription Services. The Company will give you at least 7 (seven) business days’ notice of this, if possible. If we do so, then we will have no further obligation to you except for a refund of the unexpired period of your paid subscription, which refund would be processed as per applicable law. This means that we will refund you with any amounts that you have paid us in advance that relate to any remaining and unexpired period of your subscription.  If you are a registered user, but not a subscriber, then the Company reserves the right to suspend or terminate your registration at any time, with or without notice and without further obligation to you.

If you would like to cancel your registration, then please contact:

info@lovellgroup.uk

5. Pricing

The subscription fees and any other charges due from you in connection with your subscription for the Subscription Services (including any applicable taxes) shall be as per the rates in effect at the time at which it is charged (“Subscription Fees”).  The current schedule of Subscription Fees is available here.

We may revise the Subscription Fees from time to time and/or across geographies. You agree to pay the fees at the rates applicable at the time and place of applying for subscription.  The term and duration of subscriptions to Subscription Services offered by the Company are listed in the schedule of Subscription Fees referenced above. Eligibility for any discounts is ascertained at the time you subscribe and cannot be changed during the term of your subscription.  If we incorrectly state a price to you whether online or otherwise, we are not obliged to provide you with a subscription at that price, even if we have mistakenly accepted your offer to buy a subscription at that price, and we reserve the right to subsequently notify you of any pricing error. If we do this, you may cancel the subscription without any obligation to us and we will refund you any money you have paid us in full, or you may pay the correct price. If you refuse to exercise either of these choices, then we may cancel your subscription and will refund you any money you have paid us in full. We will always act in good faith in determining whether a genuine pricing error has occurred.  Subscription and access to Content services fall under the purview of Goods and Service Tax as per the current indirect taxation policy of Seychelles. Taxes are applicable for consumption of Content on the website and other products of the Company uniformly for customers based in Seychelles and outside the country.  Unless otherwise indicated, prices stated on our website are exclusive of applicable Goods and Service Tax, which amount shall be added to your Subscription Fees and charged to you.

Payment Terms Subscription Fees for the applicable Subscription Period is chargeable in advance and as a condition for your access to Subscription Services. Accordingly Subscription Fees will be billed at the beginning of your subscription and any renewal thereof.  When you seek to purchase a subscription with the Website, you must provide us with complete and accurate payment information. By submitting payment details you affirm that you are entitled to purchase a subscription using those payment details and promise to pay to the Company the applicable Subscription Fees for the Subscription Period that you have selected.

Accordingly, on submission of payment details as aforesaid, you authorise the Company and its service providers to deduct the Subscription Fees applicable for your Subscription Period and any renewal thereof using such payment instrument/details. If we do not receive payment authorisation or any authorisation is subsequently cancelled/charged-back, we may immediately terminate or suspend your access to your subscription.  In suspicious circumstances we may contact the issuing bank/payment provider and/or law enforcement authorities or other appropriate third parties. If you are entitled to a refund under these terms and conditions we will credit that refund to the card or other payment method you used to submit payment, unless it has expired in which case we will contact you for details of any alternate payment instrument/bank account for transmission of the applicable law.  In case any payment instrument or bank account provided is outside of the territory of Seychelles, we reserve the right to deduct any bank fees, transfer fees and/or currency conversion fees as applicable for completing such transfer.

The Company uses the services of third-party payment service providers to process your payment of the Subscription Fees.

Accordingly, your usage of such third-party services shall be in accordance with the terms and conditions of adopted and implemented by such service provider, and the Company shall not be responsible for any failed or incomplete fulfilment of any payment instructions issued by you through such service provider or any actions taken by the Company in respect of the same.

If you renew or change your subscription, we will charge the new Subscription Period using the same card or other payment method that you used with the Website thereafter, whichever instrument is registered with us by you later in time.

Subscription to the Website commences immediately on the realisation of payment of the Subscription Fees, and there can be no cancellation or amendment once the subscription is active.

As a general matter, all fees and charges are non-refundable. We reserve the right to issue refunds or credits at our sole discretion. If we do issue a refund or credit, we are under no obligation to issue the same or similar refund in the future.

We may change the Subscription Fees and charges then in effect, or add new fees or charges which will take effect that the end of your subscription period, by giving you notice in advance and an opportunity to cancel.

If you believe someone has accessed the Website using your account and password without your authorisation, please immediately notify immediately at:

info@lovellgroup.uk

In addition to any subscription fees, you are responsible for paying bank charges/fees, currency conversion charges or any other fees applicable for processing your application for subscription and any internet connection or other telecommunications charges that you may incur by accessing the Website or using the Services available on it.

6. Website Content

This Website is controlled and operated by the Company. All materials, including illustrations, statements, opinions, views, photographs, products, images, artwork, designs, text, graphics, logos, button icons, images, audio and video clips and software (collectively, “Content”) are protected by copyrights, trademarks and other intellectual property rights that are owned and controlled by us or by other parties that have licensed their material to us. You acquire absolutely no rights or licenses in or to the Services and Content contained within the Services other than the limited right to utilise the Services in accordance with these Terms.  Except where otherwise agreed in writing with the Company in writing, material on the Website is solely for your personal, non-commercial use.

Except as provided below, you must not copy, reproduce, republish, upload, post, transmit or distribute such material in any way, including by e-mail or other electronic means and whether directly or indirectly and you must not assist any other person to do so.  Without the prior written consent of the Company, modification of the materials, use of the materials on any other web site or networked computer environment or use of the materials for any purpose other than personal, non-commercial use is a violation of the copyrights, trademarks and other proprietary rights, and is prohibited. Any use for which you receive any remuneration, whether in money or otherwise, is a commercial use for the purposes of this clause.  You may use the “Share This” service on the Website to share links to the articles with your friends and followers. This feature is a benefit provided to you by the Website. It is further clarified that any sharing of articles by you through the “Share This” feature shall not obligate us to provide access to the shared Content to the recipient of your post/message and any such access shall be subject to the recipient having a valid and subsisting registration and/or subscription (as appropriate) to access such Content. However, you may not copy and paste the entire text of the article and retain the same for your own consumption or for sharing with any third party, and any such conduct on your part shall constitute a material breach of you of these Terms.  In case you wish to syndicate, publish or distribute a copy of an article, or a portion of an article, from the Website in electronic/non-electronic form, you may do so with our prior approval and provided you include: (i) all copyright and other proprietary rights notices in the same form in which the notices appear, (ii) original source attribution, and (iii) the phrase “Used with permission from DON-InvestmentNews”.

For the aforesaid approvals please write to us at: info@lovellgroup.uk with details of the article sought to be syndicated, published or distributed, its URL and the media portals through which it is to be published/distributed. Any grant of approval is at the Company’s sole discretion. It is clarified that we will not be granted any consent for the syndication and republishing of any of the following Content:

(i) any Content that is offered as part of the Subscription Services and requires a subscription to access, (ii) any Content sourced or syndicated from our partners or persons we have commercial relationships with, such as (as of the date of these Terms) Mint/Livemint (HT Media Limited), Reuters (Reuters Group Plc) and Bloomberg News (Bloomberg L.P.)

You agree not to rearrange or modify the Content available through the Website.

You agree not to display, post, frame, or scrape the Content for use on another website, app, blog, product or service, except as otherwise expressly permitted by these Terms.

You agree not to create any derivative work based on or containing the Content.

The framing or scraping of or in-line linking to the Services or any Content contained thereon and/or the use of web crawler, spidering or other automated means to access, copy, index, process and/or store any Content made available on or through the Services other than as expressly authorised by us is prohibited. You further agree not to hack into, interfere with, disrupt, disable, over-burden or otherwise impair the proper working of the Website or its servers, which shall include but is not limited to denial-of- service attacks, spoof attacks, session hacking, sniffing, tampering, reverse engineering or reprogramming.  You further agree to abide by exclusionary protocols (e.g., Robots.txt, Automated Content Access Protocol (ACAP), etc.) that may be used in connection with the Services. You may not access parts of the Services to which you are not authorised, or attempt to circumvent any restrictions imposed on your use or access of the Services.  As a general rule, you may not use the Content, including without limitation, any Content made available through one of our RSS Feeds, in any commercial product or service, without our express written consent. You may not create apps, extensions, or other products and services that use our Content without our permission.

You may not aggregate or otherwise use our Content in a manner that could reasonably serve as a substitute for a subscription to the Website. You may not access or view the Services with the use of any scripts, extensions, or programs that alter the way the Services are displayed, rendered, or transmitted to you without our written consent. You agree not to use the Services for any unlawful purpose, and to comply with all applicable laws and regulations, including without limitation, copyright law.  We reserve the right to terminate or restrict your access to the Website if, in our opinion, your use of the Services may violate any laws, regulations or rulings, infringe upon another person’s rights or violate these Terms.

For any permissions, consents and approvals required as aforesaid, please write to us at: info@lovellgroup.uk with details of the relevant article, its URL and the proposed use for which our permission/consent/approval is being sought. We may ask for additional information concerning your application, and you agree to provide the same promptly and truthfully. Any grant of approval is at the Company’s sole discretion and may be subject to conditions as prescribed by the Company.  You may not sub-license, assign or transfer any consent/permission/approval granted without our prior permission. The Company may withdraw any permission, consent or approval granted as aforesaid: (i) with immediate effect in case of default by you or any person acting through you of any conditions attached to the approval or (ii) with prior notice of seven (7) days in any other case, and in case of such withdrawal you undertake to forthwith cease using the Content and to remove the same from circulation through portals and media owned and/or controlled by you.

7. User Content

The Website may include comments section(s) and other interactive features that allow interaction among users and between users and the Company. We call the information posted by or contributed by users “User Content”.

The Company reserves the right to delist or remove access to any User Content at its discretion and without notice or provision of reasons to you or the contributor of the User Content.  In the course of availing of the Services or uploading any post or comment on the Website, you shall not post any Contributed Content that (i) contains nude, semi-nude, sexually suggestive photos, (ii) tends or is likely to abuse, harass, threaten, impersonate or intimidate other users of the Website and/or Services, (iii) constitutes hate speech against or otherwise tends or is likely to disparage, denigrate, insult or slur or any religion or religious congregation, gender (including transgender), culture, ethnicity or ethnic group, (iv) is lascivious or appeals to the prurient interest or if its effect is such as to tend to deprave and corrupt persons who are likely to use or have access to the Website and/or Services, or (v) otherwise violates, is prohibited or restricted by applicable law, rule or regulation, is offensive or illegal or violates the rights of, harms or threatens the safety of other users of the Website and/or Services (collectively “Prohibited Content”).

The Company reserves the right to cease to provide you with the Services or with access to the Website, prevent you from accessing the Website and/or Services and terminate your subscription, with immediate effect and without notice and liability, for violating these Terms, applicable law, rules or regulations.

The determination of whether any Content constitutes Prohibited Content, violates these Terms, or is otherwise abusive illegal or disruptive, is subject to the sole determination of the Company.

​8. Contributed Content

​We may publish and disseminate Content generated and licensed to us by our syndication/commercial partners or which is in the nature of an editorial or opinion piece (collectively referred to as “Contributed Content”).  Contributed Content shall be identifiable either (i) through the inclusion of a reference to the concerned syndication/commercial partner and/or a link to the original place of publication within the by-line and/or end of the article or (ii) through designation and labelling as ‘Opinion’.

Please be advised that we are not bound to nor exercise any editorial control or oversight over Contributed Content nor do we review, edit or amend any data, information, materials or contents of any Contributed Content. We do not endorse and are not responsible for any Contributed Content.  Any such Contributed Content reflects the views, opinions, research, findings and inferences of the author thereof, and we shall not be liable for the same in any way, including for any claims, suits or proceedings of disparagement, defamation, loss of reputation/goodwill or infringement of third party rights arising therefrom.

Limitations of Content published on the Website All Content published on the Website (including any information we publish regarding third-party products) is only for your general information purposes and is not intended to address your particular requirements.  In particular, Content published through the Services by the Company, its contributors and its syndication partners, including Contributed Content and any other Content provided by third parties and distributed by the Website, does not constitute any form of legal or transaction advice, legal or financial opinion, advice, recommendation, representation, endorsement or arrangement by the Company or any of its contributor(s). It is not intended to be and should not be relied upon by users in making (or refraining from making) any specific investment, purchase, sale or taking any other decisions. Appropriate independent advice should be obtained before making any such decision, such as from a qualified legal or financial adviser.

Any agreements, transactions or other arrangements made between you and any third-party named on (or linked to from) the Website are at your own responsibility and entered into at your own risk. Any information that you receive via the Website, whether or not it is classified as “real time”, may have stopped being current by the time it reaches you.

Share price information may be rounded up/down and therefore may not be entirely accurate. You further recognise that we are a mere intermediary in respect of Contributed Content and User Content and are not engaged in editing or modifying any such Content or in selecting the recipient thereof, and therefore shall not be liable or responsible for any claim, proceedings and suits arising therefrom.

Advertisements

You agree that Company and its third-party providers and partners may place such advertising on the Services or in connection with the display of Content or information from the Services, whether submitted by them or others.

Advertisers and sponsors are responsible for ensuring that material submitted for inclusion on the Website is accurate and complies with applicable laws. The Company will not be responsible for the illegality of, or any error or inaccuracy in advertisers or sponsors materials.

9. Warranty and Liability Disclaimer The Company is constantly endeavouring to improve the quality of Services provided to you. Due to this, the form and nature of Services provided may change from time to time without any prior notice to you.

The Company reserves the right to introduce and initiate new features, functionalities, components to the Website and/or Services and/or change, alter, modify, suspend, discontinue or remove the existing ones without any prior notice to you. Further, the Company is entitled to discontinue (either permanently or temporarily) one or more of the Services provided or terminate the Website without any prior notice to you.

The Company may also prescribe certain limits on the use of the Website and/or Services or storage of Content at its sole discretion without any prior notice to you while at all times complying with its Privacy Policy.  The Website, all the materials and Services, included on or otherwise made available to you through this Website is provided by the Company “as is” and “as available” basis without any representation or warranties, express or implied except otherwise specified in writing.

Without prejudice to the forgoing paragraph, the Company does not warrant that: This Website and/or Services will be constantly available, or available at all. The information on this Website or provided through the Services is complete, true, accurate or not misleading. The quality of any products, services, information, or other material that you obtain through the Website or Services will meet your expectations or All Contributed Content will be permanently stored on the servers, and/or made available at the user’s request. The Company, to the fullest extent permitted by law, disclaims all warranties, whether express or implied, including the warranty of merchantability, fitness for particular purpose and non-infringement. The Company makes no warranties about the accuracy, reliability, completeness, or timeliness of the Website, Content, Contributed Content, Services, software, text, graphics and links. The Company does not warrant that this Website; information, Content, materials, or Services included on or otherwise made available to you through this Website; their servers; or electronic communication sent from by Company are free of viruses or other harmful components. You assume the entire cost of all necessary servicing, repair, or correction, including any defect, problem or damage in any computer or other device that arises due to use of the Website. Nothing on this Website constitutes, or is meant to constitute, advice of any kind.

10. Accuracy of Information

The information presented on this Website has been compiled by the Company from various sources including from external sources. No representation is made or warranty given as to the completeness or accuracy of such information.

This Website may contain typographical errors, incomplete or out of date information.

The Company reserves the right to make changes to the Content, Contributed Content and information on this Website, or to the services described therein, or update such information at any time without notice, but the Company makes no commitment to correct or update this information.

11. Indemnification

You (a) represent, warrant and covenant that no materials of any kind provided by you will (i) violate, plagiarise, or infringe upon the rights of any third-party, including copyright, trademark, privacy or other personal or proprietary rights; or (ii) contain libellous, Prohibited Content or other unlawful material; and (b) hereby agree to indemnify, defend and hold harmless the Company and all of the Company’s officers, directors, owners, agents, customers/clients, information providers, affiliates, licensors and licensees (collectively, the “Indemnified Parties”) from and against any and all liability and costs, including, without limitation, reasonable advocate’s fees, incurred by the Indemnified Parties in connection with any claim arising out of any breach by you of these Terms or the foregoing representations, warranties and covenants. You shall cooperate as fully as reasonably required in the defence of any such claim. The Company reserves the right, at its own expense, to assume the exclusive defence and control of any matter subject to indemnification by you.

12. Term and Termination

These Terms will remain in full force and effect while you continue the use of the Website and/or avail of the Services at any level. The Company retains the right to deny access to the Website and/or the Services to anyone who it believes has violated any of these Terms or does not accept these Terms, and retains the right to terminate the subscription to Subscription Services of such person. You may terminate these Terms of Use by cancelling your registration and subscription (if any) with the Website.

13. Infringement of Copyright

In good faith, if you have reason to believe that any work copyrighted by you has been reproduced, embedded, or linked without any authorisation on this Website, in a manner that constitutes an infringement of your copyright under Seychelles law, please compile the following information and email to: info@lovellgroup.uk.

A – clear identification of the copyrighted work allegedly infringed; – A clear identification of the allegedly infringing material on the Website (with specific URL reference); — Your contact details: name, address, e-mail address and phone number; — A statement that you believe, in good faith, that the use of the copyrighted material allegedly infringed on the Website is not authorised by your agent or the law; — A statement that the information provided in the notice is accurate, and under penalty of perjury, that the signatory is authorised to act on behalf of the owner of an exclusive copyright right that is allegedly infringed; — Your signature or a signature of your authorised agent.

14. Applicable Law

This Website, including the Content and Contributed Content and information contained herein, and the provision of Services shall be governed by and construed in accordance with the laws of the Republic of Seychelles, without regard to conflict of law principles. Further, it is irrevocably and unconditionally agreed that the courts of Seychelles shall have exclusive jurisdiction to entertain any proceedings in relation to any disputes arising out of the same. As such, the laws of Seychelles shall govern any transaction involving the Company which transaction was completed using this Website.

15. Information Gathered and Tracked

Information submitted or collected on the Website or pursuant to the use of the Services is stored in a database. Specifically, we store the username, name, e-mail address, contact number, as submitted or collected on our Website or through the provision of the Services. We may use such information to send out occasional promotional materials, including alerts on new Services available, or other promotional and marketing material relating to our clients and customers.

You can find out more about how we use your information at https://lovellgroup.uk/privacy-policy/

(“Privacy Policy”), which are included by reference in these Terms. The Privacy Policy shall be deemed and construed to be a part of these Terms, and any violation thereof by you shall constitute a breach of these Terms.